Monte Carlo simulation software for Canadian Financial Advisors
Turn variable returns into a clear probability-of-success story inside a live Canadian retirement plan. Snap Projections runs Monte Carlo stress testing across 1,001 sequences so Advisors can show clients when a plan holds, when it may need adjustment, and what to discuss next.
Trusted by Canadian Advisors
Stress-test plans against variable returns and tough sequences
A straight-line projection can look fine until early-retirement markets weaken the plan.
Canadian Financial Advisors often need a clearer way to pressure-test spending, withdrawals, and timing. By exploring different futures, Advisors can identify proactive changes the client wants to make now rather than waiting until circumstances force them to react. See how it works.
Assess plan resilience and see when risk emerges
Snap’s Monte Carlo capability runs 1,001 sequences of returns and inflation through the scenario. Use Success Probability, the share of sequences where Goal Balance stays at or above $0 in the final year, to explore the plan’s strengths and risks. Use success-over-time to identify when a plan begins to deteriorate, so clients know when and what to do in likely circumstances.
Explain the range with depth charts clients can follow
Visual ranges and probability charts help clients understand the range of possible futures.
Beyond the headline percentage, you can review:
- Goal Balance percentiles (P5, P25, P50, P75, P95)
- Success probability by year
- Shortfall probability
- Financial assets
- Estate after tax
Median, conservative (P25), and pessimistic (P5) Goal Balances help you explain the range in plain language so clients can make the choices that best suit their goals.
Explore choices and empower clients to be proactive
Test against variables and explore both proactive strategies the client can make today and reactive strategies they may need to make later. This surfaces discussions around decisions and trade-offs that empower clients to better understand their options. Advisors can more easily determine whether clients want to build more flexibility into their plan today.
Run live client conversations that build confidence
Use stress results in the meeting, adjust assumptions, and reframe what success means if markets or spending change. Clients typically leave with a clearer picture of cash flow, net worth direction, and estate after tax, which supports trust and follow-through. Explore how Snap fits your practice on Financial Advisor solutions.
Monte Carlo features built for Advisor meetings
Turn stress testing into a client-ready, probability-of-success story that strengthens the Advisor-client relationship. Show clients where risks occur with charts and visuals they can understand. Discuss adjustments they may wish to make and empower them to better understand their options, now and in the future.
1,001 return sequences
Run 1,001 sequences of returns and inflation through the plan so Success Probability rests on a full set of paths, not a handful of what-ifs.
Clear success probability
See the percentage of sequences where Goal Balance is at or above $0 in the final year. Translate that score into practical next steps and future plan options before circumstances force a shift.
Goal Balance percentiles
Review P5 through P95 Goal Balance outcomes, including median, conservative, and pessimistic summary points clients can compare side by side with plain-language charts and visuals.
Success probability by year
Chart how success holds across the plan horizon so you can point to years where risk concentrates and discuss timing and options with more clarity.
Shortfall probability views
Show where shortfall risk appears so Advisors and clients can talk through spending, withdrawals, timing changes, or trade-offs to make before problems compound.
Estate after tax outcomes
Connect stressed paths to estate after tax so end-of-plan conversations stay grounded in the same Canadian plan you already built.
Reviews
What Advisors say about stress testing with clients
Canadian Financial Advisors and Planners use Snap to show plans clearly, stress scenarios in meetings, and keep decumulation decisions practical.
"Very easy to input data. Very easy use in front of the client and run multiple scenarios. Clients leave with a solid understanding of their plan and alternative options. Scenarios can easily be stress tested! Graphs are really nice and can be used interactively with clients."
Perry L., Financial Planner
Third Party Software Review (SoftwareAdvice)
"It's one thing to be able to tell a client they'll be fine in retirement. It's another to be able to 'show' it to them to validate what you're telling them"
Jad M., Senior Financial Advisor
Third Party Software Review (Capterra)
"For young, less complicated clients, a more visual, simple financial planning software might work fine. My clients have many decisions to make at once and tax-efficient de-cumulation is more important than accumulation at their stage in life. Snap is excellent at this. The stress case add-on is good and easy to use."
Glory G., Financial Advisor
Third Party Software Review (Capterra)
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