Retirement security in Canada is changing, and the CPP enhancement is at the centre of this shift. You may have heard about the updates, but knowing what they mean for you and your clients is important. The new CPP rules affect contributions, future income, and how...
RRIF withdrawal rates have a big impact on your clients' retirement income. The minimum amounts rise as clients get older, so Advisors need to understand how these rules work. This overview explains the key RRIF rules in a simple way. You will see how different...
Many Canadians do not realize their government retirement benefits can decrease if their income gets too high. The OAS clawback lowers Old Age Security payments once clients pass a certain income level. You may be working with clients who are worried about losing...
A defined benefit pension plan gives steady income in retirement. This type of pension can guide a client's choices for many years. Many Advisors know it is valuable, but the details can still be confusing. This article explains what a defined benefit pension plan is....
September's retirement income planning webinar is a must-watch if your clients include pre-retirees. When your pre-retiree clients have questions, what is your process to provide answers and options? This lesson includes actionable retirement income planning...
Guiding clients through the complexities of retirement planning is a core part of your value as a Financial Advisor—a task made even more pressing by surveys that show over 75% of Canadians are worried they won't have enough money in retirement, highlighting the...
Retirement planning is more than just saving for the future — it’s about strategically using those savings to sustain a fulfilling and financially secure lifestyle. This process, known as decumulation, involves transitioning from building wealth to effectively...
Advisors, learn how to answer client retirement planning questions during this financial planning tutorial. What questions keep your clients up at night? The most important retirement planning question—"Am I going to be okay?"—can be easily addressed with the right...
Today’s session is all about helping your clients retire with confidence. We are going to address the retirement planning question, “Is it better to take the commuted value of my pension?” Your clients have important financial questions that require personalized...
Retirement planning requires careful consideration of a few factors, including financial goals, risk tolerance, and anticipated lifestyle changes. While clients may have a general idea of their retirement aspirations, it is the Financial Advisor's responsibility to...
Retirement income planning tutorial for Advisors In this retirement income planning tutorial, Advisors are working through a Case Study. Together, we are learning how to build a plan from scratch, create multiple what-if scenarios, and then discussing how to review...
What makes retirement projections software good? If you are like me, when you evaluate new software you are looking for specific features. You wonder: “How will this software take care of “X”? Or, “Can it help me with “Y”.
As a Financial Advisor or Planner, you already know how challenging it can be to get your existing and prospective clients engaged with the financial planning process. What we have found, in practice, is that starting with creating a retirement vision first can make...
When should your clients start taking CPP/QPP and OAS? Which accounts should they first draw from when they retire? Today we are going to explore personalized decumulation strategies. The answer is, it depends As a Financial Planner, you already know there are no...
During the recording of this financial planning session, you will learn how to easily model 4 planning strategies that can have a major impact on your clients’ lives and retirement plans. You will see how addressing complex financial planning questions can actually be...
As an experienced Financial Advisor, Planner, or Investment Manager, you likely already know how important it is to start planning early for a successful financial future. Unfortunately, many young adults are not in that head space just yet and wind up missing out on...
Retirement income planning research As Canadian retirees approach age 72 and have investments in a Registered Retirement Income Fund (RRIF), they are required to withdraw a minimum amount each year. However, some retirees may consider withdrawing more than the minimum...
As a Financial Advisor, you already know that your clients continue to demand more value in each and every client meeting. To start, they want transparent retirement planning. They want to understand where the numbers are coming from. To facilitate this, Advisors rely...
Learn how Advisors are actively using the planning process to create engaging client conversations, uncover new opportunities, and position themselves as indispensable partners.
Bonus: Attendees will receive the Total Cost Reporting Playbook for Advisors!
